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Troika Tech

The short answer

You cannot compare AI calling rates by comparing per-minute prices, because no two providers price the same thing. One quotes a platform fee with the phone line excluded. Another quotes a connected-minute rate with the AI models included but the carrier separate. A third quotes a monthly subscription with an overage rate on top.

There are only two numbers worth comparing, and neither is the headline rate:

  1. Cost per connected minute. Add every component you will be billed for, then divide by the minutes where a human actually answered.
  2. Cost per outcome. Divide your total monthly bill by the number of qualified leads, bookings or payments the calling produced.

A provider charging ₹4 a minute can cost more per outcome than one charging ₹10, and frequently does. The calculator below works out both numbers from your own volumes.

The Seven Ways an AI Call Gets Priced

This is what a rate covers. Every quote you receive will be one of these seven models, and the last column is the part nobody volunteers. Rates are real, taken from published Indian and global rate cards in October 2026, and quoted before GST.

How AI calling is priced in India, by pricing model, October 2026
Pricing modelPublished ratePhone lineAI modelsWhat the rate leaves out
Fully managedwhat Troika sells₹10 – ₹12per minuteIncludedIncludedNothing on the call side. Setup, scripting, campaign management, recordings and reports are inside the rate. GST applies.
Platform fee onlyFrom ₹0.50per call minute, billed in 30-second stepsSeparateSeparateAlmost everything. The phone bill, the speech engine and the AI provider each invoice you separately. This is software access, not a call price.
Connected-minute rateAround ₹5per live call minuteSeparateIncludedThe carrier. Rates at this level also commonly require a monthly minimum, often around 5,000 minutes, below which you pay more.
Volume-tier rateAround ₹5.50per minute at the displayed tierRules applyBring your own keysModel charges, where you supply your own AI keys. The displayed tier is rarely the tier you start on, and pilot pricing is often not published at all.
Subscription plus overage₹2,999per month for 300 minutes, then around ₹8/minSeparateNot statedA published ₹350 a month for the Indian number and about ₹0.80 a minute for carrier time, both extra, before 18% GST.
Dollar-priced global platform$0.07 – $0.31per minute, no rupee price publishedVariesVariesA fixed rupee cost. The total moves with the voice, the model, telephony add-ons and the exchange rate on your invoice date.
Enterprise customNot publishedquoted after a discovery call——Any way of comparing before you are in a sales process. Several enterprise vendors publish no rate and no minute allowance at all.

Rates are drawn from providers’ own published rate cards, checked in October 2026. We list pricing models rather than brand names on purpose: rates change month to month, so a table of names goes stale quickly, while the model is what actually decides your bill and does not change. Ask any provider which of these seven rows their quote belongs to — and ask us the same about ours.

Four Ways You Get Billed

The seven models above are what a rate covers. This is how it gets counted — and the choice matters more than a rupee either way on the rate, because only one of these gets more expensive when your conversations run long.

How AI calling is billed in India, by unit, 2026 published ranges
Billing unitPublished rangeYou pay whenIf calls run longerSuits
Per connected minute₹6 – ₹26per minute, across Indian and dollar-priced rate cardsThe conversation is live, billed by the second or the minute.Cost risesPublished modelling puts a move from 2.4 to 3.5 minutes average at about 46% more a month.Inbound support, short transactional calls, and low volumes where outcomes are hard to define.
Per connected call₹6 – ₹12per call answeredThe call is answered, whatever happens next.Cost is flatScript length does not change the invoice.Clean, verified lists and short calls that follow the same shape every time.
Per outcome₹8 – ₹25per qualified outcome, lower at high volumeA defined result happens — a booking, a confirmed order, a promise to pay with a date.Cost is flatYou pay per result, so a longer conversation costs you nothing extra.Outbound at scale, where the result is specific enough to write into a contract.
Per seat or subscription₹15,000 – ₹40,000+per seat per month, or a flat platform planAccess itself, whether or not you make a call that month.Cost is fixedUsage changes nothing until you pass the tier.Large teams calling every day, where predictable budgeting matters more than matching spend to volume.

“Connected” does not mean “reached a person”

On a per-call contract, the definition of a connect decides your bill. Voicemail, dead pickups, wrong numbers and ringtone-replacement services can all register as connections, and published estimates put 15–30% of connects as achieving nothing at all. Get the definition in writing, with the edge cases spelled out, before you sign a per-call rate.

A hybrid is common and usually sensible: per outcome on outbound campaigns, where the result is countable, and per minute on inbound support, where it is not. A seat-based plan is the one model where a quiet month costs the same as a busy one, so it rewards steady daily calling and punishes seasonal campaigns. Ranges above are drawn from published 2026 Indian and global rate cards. Troika bills per second against calling credits, which is the per-minute family measured in smaller increments — the detail is on the pricing page.

The Same ₹6 Rate, Four Different Bills

Rounding is the largest single thing a per-minute rate hides, and almost nobody asks about it. Here is one month of calling, priced four ways. The rate never changes. All figures on this page are before 18% GST.

The month

3,000connected calls
1,500end in 12 seconds
1,500run 75 seconds
2,175 minof real conversation
One month of calling at a listed rate of ₹6 a minute, under four billing arrangements
How they billMinutes billedMonthly billReal cost per talk minute
Per minuteevery call rounded up4,500₹27,000₹12.41
Per 30-second pulse3,000₹18,000₹8.28
Per secondexact talk time2,175₹13,050₹6.00
Per second, plus a ₹9,500 plan fee2,175₹22,550₹10.37

One rate, and a real cost ranging from ₹6.00 to ₹12.41 — a difference of more than double, before anyone negotiated anything. Per-minute rounding did most of it, because every twelve-second call was charged as sixty seconds. A modest monthly plan fee added over ₹4 to every real minute at this volume.

Two things follow. Rounding hurts most when calls are short, so a list with a lot of wrong numbers and quick refusals suffers worst — which is most outbound lists. And fixed fees shrink as volume grows, so the best arrangement for a business testing 1,000 calls is often not the best one at 100,000. Run your own numbers rather than ours.

The Six Things a Rate Can Hide

An AI call is a stack of separately-billed services. A quote is only comparable once you know which of these six it covers. Each card has the question to put to the provider.

01

Platform or per-minute fee

The provider’s own charge for running the agent. This is almost always the number in the headline, and on its own it is the smallest part of the bill for most low-priced plans.

Ask: is this per dialled minute, per connected minute, or per second — and what is the rounding rule?

02

Telephony: the number and the minutes

A rented Indian DID number plus the carrier’s per-minute charge. Published DID rentals sit around ₹350 a month and PSTN minutes around ₹0.80, billed by the carrier, not the platform.

Ask: is the phone line included, or do I open a carrier account and get a second bill?

03

The AI models themselves

Speech-to-text, the language model and the voice are three separate meters. Some providers fold them in. Others pass them through at cost, or require you to bring your own keys, which moves the cost rather than removing it.

Ask: are STT, LLM and TTS inside the rate, passed through, or mine to supply?

04

Language surcharges

Hindi, Marathi, Malayalam and other Indic languages are sometimes billed above the English rate, because they need different models. For an Indian campaign this is rarely a rounding error.

Ask: does the quoted rate hold for every language I will actually call in?

05

Setup, scripting and running it

Someone has to write the conversation, test it, fix what it gets wrong in week one, and watch the campaign. If that is not in the price, it is in your team’s week.

Ask: what is the setup charge, and who runs the campaign after go-live?

06

Minimums, commitments and GST

Low headline rates are often tiered: the advertised price starts above a monthly minute threshold. Several published Indian rate cards also state their prices before 18% GST.

Ask: what volume does this rate require, what is the lock-in, and is GST included?

Six Costs That Arrive After You Sign

The six charges above are in the call itself. These six are in the contract and the calendar. None of them appears beside a per-minute rate, and together they often matter more than the rate does.

07

Simultaneous lines

One agent handling one call at a time is a demo. A campaign needs many calls running at once, and concurrency is frequently charged per line, per month, on top of usage. Ten lines can quietly become a larger line item than the minutes.

Ask: how many calls can run at once on this rate, and what does each extra line cost?

08

Credit validity

Prepaid credit is common, and so is an expiry date. Credits that lapse are a real cost, especially for seasonal calling where a quiet month is normal. Check the validity window, the minimum recharge, and what happens to the balance when a campaign pauses.

Ask: how long is a recharge valid, and do unused credits carry forward?

09

Minimums and lock-in

A low rate often carries a monthly minimum spend, an annual commitment, an overage rate for going past the tier, and a fee for leaving early. A quote with a twelve-month lock-in and a two-lakh setup charge is a different purchase from one billed monthly, whatever the per-minute numbers say.

Ask: what is the minimum, the term, the overage rate and the exit cost?

10

Changes after go-live

The first script is never the last one. Offers change, objections change, and the lines customers trip over only show up in real calls. Some providers treat each revision as a fresh project with a fresh quote; others include ongoing tuning.

Ask: are script and flow changes included after launch, or quoted each time?

11

Transferred call time

When the agent hands a warm lead to your team, the line usually stays open while the transfer connects — and that time is generally billed as talk time. On a campaign built around live transfers, this is not a rounding error.

Ask: is transfer time billed, and does the meter stop when my team picks up?

12

The build, if it is yours

A low platform rate assumes you design the agent: the prompt, the call flow, the knowledge it needs, the voice, the language handling. Getting a natural Hindi or Hinglish conversation right takes several rounds of live test calls. Published estimates put an in-house build at roughly two engineers for three months and ₹15 to ₹25 lakh in the first year, with enterprise onboarding fees of ₹50,000 to ₹2 lakh on top.

Ask: who builds it, who tests it, and whose week is it when it goes wrong?

What Calling in India Adds to the Bill

Three costs apply to commercial calling in India whoever you buy from, and none of them appears in a per-minute rate. A quote that does not mention them has not priced them — it has simply left them for you.

DLT

Registration on the DLT platform

Commercial calling and messaging in India runs through TRAI’s Distributed Ledger Technology registration: the entity, the sender header and the templates all have to be registered before traffic flows.

₹5,000 – ₹15,000 one-time plus per-template charges where a provider handles it. Published guidance suggests budgeting ₹15,000 – ₹40,000 and two to four weeks if you do it yourself.

Ask: do you register the entity, the header and the templates, or is that on me?

DND

Scrubbing against the DND registry

Promotional traffic has to be checked against TRAI’s Do Not Disturb registry at the moment of dialling, not once a week against a stale copy. The penalty for getting it wrong lands on the business whose campaign it is.

Usually bundled, but rarely stated. The cost of skipping it is regulatory, not commercial, which is why it belongs in the comparison.

Ask: can you show me a scrub log from a live campaign?

DPDP

Consent and data residency

Under the Digital Personal Data Protection Act, consent is purpose-bound and tied to the call record, and recordings of Indian customers are expected to stay in India. For a domestic provider this is built in. For a platform hosted elsewhere it becomes an engineering project.

No line item, but a real one. Ask where recordings and transcripts are stored before volume makes moving them expensive.

Ask: where do the recordings physically live, and how is consent recorded?

These three sit outside every per-minute rate on this page. Troika’s compliance approach is set out in detail in the AI calling compliance checklist for India, with sector-specific guidance in compliance for banking and NBFCs.

Turn Any Quote Into Its Real Rate

Put in your call pattern on the left and the quote you are comparing on the right. The result is the only number worth putting next to another provider: what one minute of real conversation actually costs you, after rounding, fees and GST.

Your calling pattern

Wrong person, busy, “not interested”. On most outbound lists this is about half.

The quote you are comparing

One minute of real conversation costs₹12.41on a listed rate of ₹6.002.1× the rate on the quote
You talk for2,175 min
They bill you4,500 min
This quote, all in₹27,000
Troika per second, ₹10/min₹21,750
Troika per second, ₹12/min₹26,100

And the number that decides it

Cost per conversation₹18.00
Cost per outcome₹225

Rounding alone is adding to this bill. Ask what the billing unit is before you ask what the rate is.

Arithmetic on the numbers you enter, not a quotation. Figures are before GST unless you tick the box, so they match the tables above. Troika bills per second against calling credits, so its billed minutes and its talked minutes are the same number — that is why its two bars do not move when you change the billing unit above.

A ₹4 Quote and a ₹12 Quote, Costed Properly

The same campaign, priced two ways: 10,000 connected minutes a month, two-minute conversations, Hindi, all before GST. Follow the last row, not the first.

Worked comparison of a platform quote and a managed quote over one month
 Platform quoteManaged quote
Headline rate₹4.00/min₹12.00/min
Carrier minutes₹0.80/minIncluded
Hindi surcharge₹1.50/minIncluded
Monthly platform fee₹50,000None
Cost per connected minute₹11.30₹12.00
Monthly bill₹1,13,000₹1,20,000
Conversations5,0005,000
Qualified outcomes400 8 per 100700 14 per 100
Cost per outcome₹283₹171

The quote that looked three times cheaper produced leads that cost 65% more. The headline rate was never the variable that mattered. The two numbers that decided it were the charges billed outside the rate, and how many conversations turned into something.

About these figures. The rates and surcharges are drawn from published Indian rate cards. The conversion figures — 8 and 14 per 100 — are illustrative, and they are also the part no provider should expect you to take on trust. Ask any provider for the connect rate and outcome rate from a live campaign in your language and your sector, then re-run the sum with their real numbers.

The Rate Per Minute Is Not the Cost of a Lead

On Indian outbound campaigns, typically only 30% to 65% of dialled numbers connect at all. How fresh the list is, what time you call and how it is filtered against the DND registry move that figure more than any provider does.

That number never appears on a rate card, yet it decides what a conversation costs you. If a provider charges for unanswered attempts, or starts the clock while the phone is still ringing, the cost of every real conversation rises before anyone has said a word.

Two questions, asked of every quote
  1. 1
    Are unanswered or failed attempts charged?

    Some contracts bill every dial. On a list where half the numbers never pick up, that doubles the cost of each conversation.

  2. 2
    When does the billing clock start?

    At ring, at answer, or at the first word? Ringing time billed as talk time is common and rarely volunteered.

Then judge the campaign on its cost per interested lead, not its cost per minute. Calling fresh enquiries first, at a sensible hour, does more for that number than any discount a provider will offer you.

What ₹10 to ₹12 a Minute Covers

Troika publishes two fully managed rates, and everything a call needs sits inside them. One rate, one bill, one team. No second invoice from a carrier, no separate meter running on the AI, and no surcharge when the conversation switches language.

See the Plans

Inside the Troika rate

  • The Indian number and every carrier minute the campaign uses.
  • Speech recognition, the language model and the voice — in Hindi, Marathi, Malayalam and English, at the same rate.
  • The conversation written, tested and tuned by our team before it ever dials.
  • The campaign run and watched daily, with recordings and reports you can open.
  • Setup, changes and support, with no separate line item attached to any of them.

What an unbundled rate adds on top

  • A carrier account, an Indian DID rental and a second monthly bill to reconcile.
  • Your own keys for the speech and language models, and whatever they meter.
  • Writing the conversation, then maintaining it every time the offer changes.
  • Watching the campaign and correcting it when the answers start to drift.
  • Holding the monthly volume the advertised rate depends on.

All of it is doable in house. It is simply worth pricing your team’s hours into the comparison before deciding which rate is lower.

Free Trial or Free Demo?

Self-serve platforms offer trial credits. Managed providers offer a live demo. Both are useful, and they answer completely different questions — which is worth knowing before you spend a week on the wrong one.

What trial credits and a live demo each tell you before you buy
 Trial creditsLive demo with your script
What you are testingThe platform, running an agent you built yourself.A working agent built for your business.
Time it takes from youHours to days of setup before the first call.A short conversation about your goal and script.
Shows real call quality?Only as good as your own buildYes, on your own phone, in your language
Shows the real price?Partly — models and telephony often bill laterYes, if you ask for every cost in writing
Tells you whether customers stay on the lineNot really. A rough first build sounds like a rough first build.Yes. That is the entire point of it.

A trial answers “can I build this?”. A demo answers “will my customers talk to it?”. If you have engineers and time, take the trial. If what you need to know is whether the conversation holds up in Hindi at four in the afternoon, take the demo. Troika offers a free live demo with your own script — or listen to recorded calls first, with no conversation required.

How to Compare Quotes in Fifteen Minutes

Five steps, in order. Most of the work is in the first one, and most buyers skip it.

  1. 01

    Get every cost in writing

    Rate, billing unit, fixed fees, number rental, concurrency, languages, setup, support, GST and exit terms. A verbal “that is all included” is not a quote. If a provider will not put it in an email, you have learned something useful.

  2. 02

    Use your real call pattern

    How many connected calls a month, and how many end in seconds? Your existing call logs already hold this. Guessing here is what makes two honest quotes look identical when they are not.

  3. 03

    Run each quote through the calculator

    Compare the real cost per minute of conversation, never the listed rate. The tool is above. Same inputs, one quote at a time, write the answer next to each name.

  4. 04

    Add the work that lands on you

    If you are building and maintaining the agent, put a number on those hours and add it. A platform rate without the team behind it is not comparable to a managed rate that includes one.

  5. 05

    Listen before you pay

    Price is irrelevant if customers hang up. Ask every shortlisted provider for unedited recordings from a live campaign in your language and your sector, then take a demo on your own phone. This is the step that actually decides it.

Already holding a quote? Send it over with your monthly volumes and we will cost it properly against ours, line by line, and show you what each one bills per connected minute.

The Words on the Quote

Eleven terms do most of the work in an AI calling proposal. Knowing exactly what each one means is usually enough to spot where two quotes stop being comparable.

Connected minute
A minute of a call that was answered. Most Indian providers bill these rather than every minute spent dialling.
Connect rate
The share of dialled numbers that are answered. It decides how many conversations your budget buys, so it drives cost per outcome rather than cost per minute.
Average handle time (AHT)
How long a typical conversation lasts. On a per-minute contract this is the single biggest lever on your bill; on per-call and per-outcome contracts it changes nothing.
DID
Direct Inward Dialling — the Indian phone number the agent calls from and receives on. Usually a separate monthly rental unless the plan is fully managed.
PSTN
The public telephone network. PSTN minutes are the carrier’s charge for carrying the call, billed on top of a platform fee unless stated otherwise.
DLT
TRAI’s Distributed Ledger Technology registration for commercial calling and messaging in India. The entity, the header and the templates all register before traffic flows.
DND / NDNC
The Do Not Disturb registry. Promotional calling lists must be scrubbed against it at dial time, and responsibility sits with the business running the campaign.
STT, LLM and TTS
Speech to text, the language model, and text to speech. Three separately metered services inside every AI call. A rate either includes them, passes them through at cost, or expects you to supply your own keys.
BYOK
Bring your own keys. You hold the accounts for the AI models and pay those bills directly, which moves the cost off the quote rather than out of it.
Platform fee
A fixed monthly charge for access, separate from usage. Spread across few minutes it can dominate the effective rate, which is why the calculator above asks for it.
Effective rate
The number that matters: total monthly spend divided by connected minutes, with every component and GST included. It is the only per-minute figure worth comparing between two providers.

Fifteen Questions That Make Two Quotes Comparable

Send these to every provider on your shortlist, including us. Any quote that survives all fifteen can be compared with any other quote that survives all fifteen. Anything less is guesswork with decimal places.

  1. What is the billing unit? Per second, per 30 seconds or per minute — and how do you round? Ask for a sample invoice with short calls on it.
  2. Is an Indian number included? Or do I rent a DID separately, and what does it cost a month?
  3. Are carrier minutes inside the rate? Or billed to me directly by the telecom operator?
  4. Are the AI models included? Speech recognition, the language model and the voice — inside the rate, passed through at cost, or mine to supply?
  5. Does the rate hold for every language? Hindi, Marathi, Malayalam, Gujarati, Tamil — whichever I will actually call in.
  6. What volume does this rate require? And what do I pay in a month that falls below it?
  7. What is the setup charge, and what does it cover? Script, knowledge base, call flow, test calls, go-live.
  8. Who fixes the conversation after launch? Your team or mine — and are revisions included or quoted each time?
  9. How many calls can run at once? And is each additional simultaneous line charged per month?
  10. Is transfer time billed? When the agent hands a lead to my team, does the meter keep running?
  11. How long are credits valid? Minimum recharge, expiry window, and what happens to an unused balance.
  12. What is the minimum, the term and the exit cost? Monthly minimums, lock-in, overage rates and early-exit fees.
  13. Are unanswered attempts charged? And does billing start at ring, at answer, or at the first word?
  14. Is the figure before or after 18% GST? Normalise every quote to the same side of it.
  15. What were your connect rate and outcome rate on a live campaign in my sector and my language?

The fifteenth question is the one that separates vendors. The first fourteen are arithmetic; that one is evidence.

Hear What the Rate Buys

A rate is only worth comparing if the calls actually work. These are unedited recordings of the Troika agent on real business calls — including a customer switching language mid-sentence, and one asking why the price is so high.

Real Estate · Marathi

Switching Languages Naturally

A caller starts in English and moves to Marathi mid-conversation. The agent follows without being asked.

Digital Services · Hindi

“Your Price Is Too High”

The objection every business hears, and how the agent answers it without reaching for a discount.

Healthcare · English

“How Are You Different?”

A caller comparing four other vendors during the call, and the agent handling the question.

AI Calling Rates: Common Questions

What is a fair AI calling rate in India?

There is no single fair rate, because providers price different bundles. Among Indian providers publishing rupee prices in October 2026, platform fees start around ₹0.50 per call minute with the phone line and AI models billed separately, connected-minute rates sit around ₹5, and fully managed rates that include telephony, the AI stack and campaign management run ₹10 to ₹12. A rate is fair when you know which of those three things you are buying.

Is telephony included in AI calling rates?

Usually not, and this is the single most common reason two quotes are not comparable. Most low published rates are platform fees; you open your own carrier account, rent an Indian DID and receive a second bill. Published Indian figures put a DID at about ₹350 a month and PSTN minutes at about ₹0.80. Troika’s ₹10 and ₹12 managed plans include the line and the minutes. Ask the question directly and get the answer in writing.

Why does per-second billing matter so much?

Because most calling lists are full of short calls. On a per-minute contract every call is rounded up, so a twelve-second wrong number is billed as a full minute. Take 3,000 connected calls where half last twelve seconds and half run seventy-five: that is 2,175 minutes of real conversation, billed as 4,500 minutes. The same ₹6 rate then produces a real cost of ₹12.41 a minute instead of ₹6.00. Per-second billing removes that gap entirely, which is worth more than a discount on the rate.

Why do published AI calling rates vary so much?

Because the quoted unit differs. A platform fee covers only the provider’s software. A connected-minute rate may include the AI models but not the carrier. A managed rate includes the line, the models, setup, scripting and the people running the campaign. Across published rupee rates that is a spread of roughly 24 times, and almost all of it is scope rather than margin.

What hidden costs should I check in an AI calling quote?

Twelve recur often enough to check every time: the billing unit and rounding rule, the phone number rental, carrier minutes, the AI models, language surcharges, the setup charge, simultaneous-line fees, script changes after launch, transfer time billed as talk time, credit expiry, monthly minimums and lock-in, and 18% GST. Any one of them can be larger than the difference between the two rates you are agonising over.

Do providers charge extra for Hindi and regional languages?

Some do. Indic languages need different speech and voice models, and language surcharges appear in several Indian rate cards. For a campaign running mainly in Hindi, Marathi or Malayalam, a surcharge can move the effective rate more than the headline difference between two providers. Confirm the rate for the languages you will actually call in.

Are published AI calling rates inclusive of GST?

Frequently not. Several published Indian rate cards state their prices before 18% GST, and some say so only in a footnote. Eighteen per cent is larger than the gap between many competing quotes, so normalise every quote to the same side of GST before comparing them.

What is a realistic connect rate for AI calling in India?

Indian outbound campaigns typically connect on 30% to 65% of dialled numbers, depending on how fresh the list is, the time of day and DND filtering. It matters because it decides cost per outcome rather than cost per minute. Rather than accept a benchmark, ask each provider for the connect rate and outcome rate from a recent live campaign in your sector and language.

Should I pay per minute, per call or per outcome?

It depends on how predictable your calls are. Per-minute billing suits inbound support and short transactional calls, but your bill moves with conversation length — published modelling puts a rise from 2.4 to 3.5 minutes average handle time at about 46% more per month. Per-call and per-outcome billing stay flat however long a conversation runs, which suits outbound campaigns at scale. A seat or subscription plan charges for access whether you call or not. A hybrid is common: per outcome on outbound, per minute on inbound.

What counts as a connected call?

That depends entirely on the contract, which is why it matters on a per-call rate. Voicemail, dead pickups, wrong numbers and ringtone-replacement services can all be counted as connections, and published estimates put 15–30% of connects as achieving nothing. Ask for the definition in writing with the edge cases spelled out before agreeing a per-connected-call price.

What is concurrency and why does it affect the price?

Concurrency is how many calls the system can run at the same time. One line is enough for a demo; a campaign dialling a few thousand numbers in a working day needs many. Providers frequently charge per simultaneous line, per month, separately from usage — so a cheap per-minute rate with ten lines attached can cost more than a higher rate with concurrency included. Always ask for the rate and the line count together.

Do AI calling credits expire?

Often, yes. Prepaid credit is the normal arrangement in India and most providers attach a validity window to each recharge, along with a minimum top-up. Lapsed credit is a genuine cost, particularly for seasonal campaigns where a quiet month is expected. Ask how long a recharge lasts, whether an unused balance carries forward, and what happens when a campaign is paused.

Is AI calling cheaper than hiring telecallers?

It usually is at volume, but the comparison is only honest when both sides are costed fully. Against a telecaller you count salary, incentives, supervision, seat and system costs, training time, attrition, and the hours actually spent talking rather than at a desk. Against AI calling you count the effective per-minute rate from the calculator on this page, plus setup and whatever work falls on your team. We work this through in is an AI calling agent cheaper than hiring telecallers and AI calling cost vs hiring telecallers in India.

Does AI calling in India need DLT registration?

Yes. Commercial calling and messaging in India runs through TRAI’s DLT platform, and the entity, the sender header and the templates all register before traffic flows. Published figures put this at ₹5,000 to ₹15,000 one-time plus per-template charges where a provider handles it, or roughly ₹15,000 to ₹40,000 and two to four weeks if you do it yourself. Promotional lists must also be scrubbed against the DND registry at dial time. Our compliance checklist for India covers the full set.

Is AI calling legal in India?

Yes, within the same rules that govern any commercial calling here. That means DLT registration for the entity, header and templates, scrubbing promotional lists against the DND registry at dial time, respecting permitted calling hours, and handling personal data under the Digital Personal Data Protection Act — which expects purpose-bound consent tied to the call record, and recordings of Indian customers kept in India. The obligation sits with the business running the campaign, not only the provider, so ask what each provider does and what is left to you. See AI calling compliance in India.

Which AI calling service has the cheapest rate?

The lowest published rupee figure in October 2026 is a platform fee from about ₹0.50 per call minute — but that covers software access only, with the phone line, speech engine and AI model each billed separately and the build left to your engineers. Once those are added it is rarely the cheapest bill. The cheapest quote and the cheapest outcome are different questions, and only the second one decides anything.

Are AI calling rates in India lower than in the US?

Generally yes, when you buy from an Indian provider billing in rupees. Dollar-priced global platforms publish roughly $0.07 to $0.31 a minute, which converts well above most Indian rates before telephony is added — and a dollar price also carries exchange-rate movement you would not otherwise have. Indian providers also tend to include Indic language support in the rate rather than charging a surcharge for it.

Do I need developers to use AI calling?

Only if you buy a platform rate. Developer platforms and voice APIs expect you to design the prompt, the call flow, the knowledge base, the voice and the language handling, then hold your own telephony and model accounts. Published estimates put an in-house build at around two engineers for three months and ₹15 to ₹25 lakh in the first year. A fully managed service exists precisely so that none of that is yours.

What happens if I need script changes after launch?

Ask before you sign, because practice varies sharply. The first script is never the final one — offers change, and the lines customers stumble over only surface in real calls. Some providers include ongoing tuning in the rate; others treat each revision as a new project with a new quote. Across a year of campaigns that difference can outweigh the per-minute rate entirely.

What is the cheapest way to test AI calling?

Listen to recordings first — it costs nothing and tells you whether the conversation holds up in your language. Then take a live demo with your own script, on your own phone, which tells you whether customers would stay on the line. Only then spend money, and spend it on a small real campaign with a real list rather than a large pilot. Trial credits on a self-serve platform mostly test your own build, not the provider.

How do I compare two AI calling quotes fairly?

Normalise both to cost per connected minute with every separately-billed component added, the rounding rule applied and GST included, then divide each monthly total by the qualified outcomes it produced. The fifteen questions above are designed to get you those inputs. The calculator on this page does the arithmetic once you have them.

What does Troika Tech charge for AI calling?

Troika Tech publishes fully managed AI calling plans at ₹10 and ₹12 per minute, billed per second against calling credits, with the rate falling towards ₹10 as volume grows. The phone line, the AI stack, setup, scripting, campaign management, recordings and reports are inside that rate. Full details are on the pricing page, and you can hear real recorded calls before you decide.

Who Wrote This

Troika Tech Services has been building for businesses since 2012, from Mira Road East in Mumbai. We run AI calling as a managed service — writing the scripts, testing them, launching the campaign and staying on the phone afterwards — which is why this page is as interested in what happens after go-live as in the rate itself.

What we run

Outbound campaigns that qualify leads, inbound agents that answer every call, and live transfers to your team, across nine Indian languages.

How we price

Per second against calling credits, one prepaid wallet, setup included and no language surcharge. The detail sits on the pricing page.

Where these figures came from

Providers’ own published rate cards, re-checked in October 2026, with pricing models named rather than brands — because rates move and models do not.

Bring Us the Quote You Are Comparing

Send us the other provider’s numbers and your calling volumes. We will cost both properly, line by line, and show you exactly what each one bills per connected minute once nothing is left out.

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